Life Insurance
Get the first 30 days of coverage for only $1*!
A life insurance policy helps protect your loved ones against the unexpected. If the worst happened, would they be able to pay the mortgage or rent? Replace your income? What about education costs and everyday living expenses? Life insurance is a sensible and cost-effective way to protect your family.
We've made it easy for you to find the term life insurance you need, at a price that fits your budget, by teaming up with Garden State Life Insurance Company.
Benefit amounts are offered up to $150,000.
No medical exam will be necessary.
There's no medical exam, no blood tests, and no long medical-history forms to complete. To apply, answer the simple questions on the application. Acceptance usually is based on that information alone.
The rate you qualify for is guaranteed for the next 10 years.
You won't be faced with yearly rate hikes as with some policies. It's ideal for people who are maintaining a family budget, and in times like these, who isn't?
You get a no-cancellation guarantee.
Once insured, your policy cannot be cancelled, regardless of your future health. As long as premiums are paid when due, the policy is guaranteed all the way to age 80, even if you become disabled.
Term life insurance is recommended by most financial experts.
Most financial experts agree that if you want to protect your family with life insurance, the least expensive way to do so is with term life insurance. It doesn't have any costly savings or investment "frills" that often drive up premiums or reduce benefit amounts like other plans you may have seen.
It's easy to apply!
In about 10 minutes, you can apply for and, if approved, buy a term life insurance plan. You also can complete your application by phone by calling 888-651-5916 between 9 a.m. and 7 p.m. EST Monday through Friday.
888-651-5916
More Information
* Subject to application approval. After the first month, rates will be based on current age.
This Term Life Insurance is underwritten by Garden State Life Insurance Company. Policy terms, coverages, conditions and limitations are only briefly outlined here. For complete provisions, please refer to Policy Form GSA22, GSA22MA1, GSA22MN, or GSA23NY.
This program is offered through RBS Citizens Insurance Agency, Inc. This agency is an affiliate of Kroger Personal Finance® (KPF). Insurance products are NOT FDIC INSURED, NOT GUARANTEED BY ANY BANK, NOT A DEPOSIT, MAY GO DOWN IN VALUE AND ARE NOT INSURED BY ANY GOVERNMENT AGENCY. Policies are underwritten by and are obligations of Garden State Life Insurance Company which is not an affiliate of Kroger Personal Finance® ("KPF") or any of its owners. Insurance is sold through a licensed agency, not an insured financial institution, including any banking affiliates of KPF including Citizens Financial Group, Inc. You cannot be required to obtain insurance from a particular insurance company or agency as a condition of obtaining any product or service or engaging in any transaction with KPF or any of its affiliates and your decision will not in any way affect a credit decision by KPF or its affiliates. Insurance commissions are paid only to licensed insurance agencies and companies. KPF does not receive any insurance commissions.
Program and online activation savings valid only where permitted by applicable law.
This is a brief description of Life Insurance. Please see the policy or view the Garden State Life Insurance Company website for complete details, including costs, limitations, and exclusions.
To apply and/or learn more about this product you will need to leave the Kroger Personal Finance® website and enter the Garden State Life Insurance Company website, which is subject to the terms of use and privacy policy of Garden State Life Insurance.
