Frequently Asked Questions

What are your rates?

Rates vary based on several factors, including age, gender, benefit levels, and smoking status. Here are some sample rates for nonsmokers.

Sample Monthly Rates for Nonsmokers

	$50,000 Coverage		$100,000 Coverage		$150,000 Coverage
Age	Male	Female	Male	Female	Male	Female
25	$12.00	$10.00	$20.00	$16.00	$28.00	$22.00
30	$12.00	$10.50	$20.00	$17.00	$28.00	$23.50
35	$14.00	$12.50	$24.00	$21.00	$34.00	$29.50
40	$18.50	$15.50	$33.00	$27.00	$47.50	$38.50
45	$26.50	$20.50	$49.00	$37.00	$71.50	$53.50
50	$34.00	$27.00	$85.00	$50.00	$95.50	$73.00

For more information, use our Instant Quote Tool, or call 888-651-5916.

Who should have life insurance?

Here is a simple test to determine if you need term life insurance:

• Do you have loved ones who depend on you?
• Do you need protection at an affordable cost?
• Would you prefer to have your premiums locked in and never increase for 10 years?
• Do you want a policy that doesn't have a waiting period for benefits?
• Do you want to avoid the hassles of taking a medical exam or having a sales visit by an agent?

If you answered "yes" to any of these questions, then you may need our term life insurance. For more information, use our Life Insurance Needs Calculator.

Or GET A QUOTE

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